GH2 Unfiltered

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[av_heading heading=’The Basics (Start Here)’ tag=’h3′ link_apply=” link=” link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Start Here (VIDEO)
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Show Me the Money
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If It Walks Like a Duck, and Quacks Like a Duck….
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Six Starter Steps to Avoid a Personal Retirement Crisis
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Rule #2: Don’t Confuse Commodity for Specialty
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Benefits Reason Enough to Change Employers? No Question.
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[av_heading heading=’What Clients Say’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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[av_heading heading=’Annuities & Income’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Social Security File and Suspend: Pros and Cons
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Are the Annuity Haters Right or Wrong? Yes.
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How To: Guaranteed Lifetime Income Annuity & Riders
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The Time for Certain Annuities is Now
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Guaranteed Lifetime Income Riders: Worth It?
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Links to the The Public Pension Timebomb
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State of Georgia Retiree Premiums
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[av_heading heading=’Maximize Your Medicare’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Maximize Your Medicare
Author’s Cut

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[av_heading heading=’Medicare ABCs’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Medicare ABCs (2020)
Slides Used for Public Presentations
Updated July 23, 2020

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Medigap Protections (“Trial Right”)
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How NOT to Choose a Medigap Plan
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[av_heading heading=’Medicare Carrier Review’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Carriers to Watch
Click to listen (link)
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[av_heading heading=’Retiree Benefit Plans’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Cancelling Retiree Health Benefits: Healthy Retiree but Ill Spouse (Part 1 with Audio)
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Cancelling Retiree Health Benefits: Ill Retiree & Healthy Spouse (Part 2)
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Cancelling Retiree Health Benefits: The Worst Case Scenario Has Arrived
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Federal Employee Health Benefits
(FEHB) Complete Databank
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Federal Employees (FEHB) and Medicare: How to Choose
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[av_heading heading=’Health Insurance’ tag=’h3′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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President Obama Called It a Duck…But Why Did It Bark?
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Side-By-Side Comparison of Medicare For All Proposals
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[av_heading heading=’Life Insurance’ tag=’h3′ link_apply=” link=” link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=” custom_font=” custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=”][/av_heading]

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Living Benefits: It’s a Zoo

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Life Insurance Myth #1: Guaranteed for Life
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Life Insurance Myth #2: Final Expense Trickier Than It May Seem
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Cost of Long Term Care (2019)
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Latest Video About Long-Term Care
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Long Term Care Presention (PDF)
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How to Fix Health Insurance Markets

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Short-Term Disability is #1

The benefits are the best, most probable, at the lowest cost. Period.
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Owners: How to Make More Moolah, Almost Certainly
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Owners: YOU Have to Do the Work Yourself
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Small Group Benefits Premiums Are Too Low, Which Means You Buy
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Building a Diversified Portfolio Can Go Wrong
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PIMCO – Beyond Asset Allocation: Three Pillars of a Robust Retirement
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Nationwide: Is the recovery for real?
Bonds may offer a clue.
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Washtenaw County Retiree Health Benefits
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The Everyday Person is Screwed
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When “Rationale” Turns Into Blatant Partisanship, Run
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Accountable Care Organizations Can’t Work Until…
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Apply for Medicare Online
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IRS Required Minimum Distribution Worksheet
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