What Clients Say

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We value our clients, and their opinion matters to us. A lot.
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Dear Mr. Jae Oh,
My husband and I are so thankful for your help. We were in need of a special insurance program and could not figure out how to meet the government’s December 7 deadline without finding ourselves locked into the same program we had last year. You phoned after I had searched the Internet for an answer, heard my distress, and created a course of action to solve our concern. This was amazing since you know you would not receive any financial reward for this kindness. We are grateful to you.
Thank You!

Sincerely,
Robert and Phyllis Nulty
Northville, MI
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Jae has been helping our company with our health insurance needs the past four years and has continuously provided great value. Our goal is to provide the most appropriate insurance policy at the best rates possible for our employees. Navigating the “insurance world” is never easy but with the advent of the Affordable Health Care Act this task has become hazardous. Do I have the right coverage? Too much? Too little? How much risk do I have? Can I afford it? Jae has worked for each individual, each year, to determine the most appropriate plan for their individual needs. This goes beyond selecting proper insurance this goes right to each employee’s bottom line each pay period. By being properly covered and choosing the correct policy there is more disposable income and that makes a difference in my employee’s lives. Thanks Jae.
Not only has Jae helped me personally with my health insurance needs he has reviewed my and my wife’s other financial decisions and made suggestions. These suggestions have been the best financial advice of my life and have immediately increased cash flow and net worth.
My advice to you, find time to talk to Jae and let him do what he does so well.
Jerry S.
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I have worked with Jae Oh for the better part of three years on both our company health insurance as well as my personal policy. Since before and now during Obama care, Jae has worked tirelessly to make sure he looks at every option for each individual here at Bay Landscaping, getting them the best bang for their buck. He also looks ahead to see what changes are coming and sets a course of action to take accordingly. On the personal side, we have paid approximately half our family plan over the last three years than what we would have paid if we would have stayed with the previous plan. We will continue to follow Jae’s guidance and I would recommend him to anyone looking for an agent who looks out for his clients and not his bottom line.

Jeffrey R. Grochowski
Office Manger
Bay Landscaping, Inc.
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